Student Loans & Refinancing

Flexible options and comprehensive guidance—all from a trusted nonprofit provider.

Granite Edvance Corporation, located in Concord, New Hampshire is the nonprofit higher education student loan product partner of St. Mary's Bank. In partnering with Granite Edvance, St. Mary's Bank is able to connect customers to responsible student loan products designed to meet their unique needs. In addition to the student loan products featured below, Granite Edvance provides college and career planning resources to New Hampshire students and families.

Eligible borrowers have access to:

  • No upfront fees
  • Interest rate discounts
  • Multiple repayment terms
  • Fixed and variable interest rates
  • College and career planning support
  • Cosigner release available
  • Loan origination support from local student loan experts
student loans

Granite Edvance Student Loan Program

Bridge the funding gap with a private student loan! This loan program is intended for undergraduate and graduate students currently enrolled in school and seeking additional funding after exhausting all other financial aid resources. The student acts as the primary borrower but may require a cosigner to meet eligibility requirements. Eligible borrowers must be a NH resident or enrolled at least half-time at a NH-based Title IV degree-granting institution. State residency restrictions apply.

Private student loans are intended to supplement, not replace, federal and institutional financial aid options. Students are encouraged to file the Free Application for Federal Student Aid (FAFSA) and to consult their post-secondary institution’s financial aid office to discuss all available options.

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EdvestinU Refinance Loan Program

Give your budget some breathing room! This loan program provides existing student loan borrowers the option of combining multiple student loans into a new loan with the potential of reducing your interest rate(s) and/or lowering your monthly payment(s). Eligible loans include federal and private student loans used for attendance at a Title IV degree-granting institution.

Refinancing a federal loan means forfeiting the benefits associated with federal loans. We encourage you to speak with your federal loan servicer and research the options before refinancing a federal student loan.

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More Info

For more information or to schedule an in-office appointment to discuss the programs, please contact Granite Edvance’s friendly and knowledgeable loan counseling team.

(855) 887-5430
loansupport@graniteedvance.com
3 Barrell Court
Concord, NH 03301

Granite Edvance Student Loan and EdvestinU are loan products of Granite Edvance Corporation and may be funded by Granite Edvance Corporation NMLS ID# 1527348, www.nmlsconsumeraccess.org or Bank of Lake Mills, member FDIC. Subject to credit approval and underwriting guidelines. Bank of Lake Mills does not have an ownership interest in Granite Edvance. Neither Granite Edvance nor Bank of Lake Mills is affiliated with the school you attended or are attending.

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